Insurance Considerations for Home-Based Businesses and Home Offices
Individuals who run a home-based business or work out of their home full- or even part-time may be surprised to learn that their insurance coverage for their business property and liability is limited. In fact, if you are relying on your home insurance policy, you are likely to have limited, if any, coverage for your business-related property and business-related liability incidents.
Back to School Insurance Review
August is a busy, crazy month for most parents. Not only are you frantically trying to prepare your child or children for the upcoming school year, but you are also adjusting to the yearly transition. It’s important to take a little time during the back-to-school rush to keep safety in mind.
When the Waters Rise, Make Sure You’re Protected!
They say that when it rains, it pours, and with flooding, the adage is true. No more than just a few inches of water can cause major destruction to your home or business. Flood insurance is not typically covered in the standard South Carolina homeowner’s or business insurance policy. Are you aware of your risk and the options available?
Security System Discounts on Home Insurance Policies
In the current financial climate wouldn’t you welcome the opportunity to reduce your expenditure, make your home safer and add value to your property? Very few people would say NO!
What is South Carolina Uninsured and Underinsured Motorist Coverage? Do I Need It?
Uninsured motorist (UM) coverage provides coverage if you are in an accident and the other driver is both legally responsible for the accident and is not insured. It is an addition to a standard auto insurance policy that is required in some states and optional in most others.
4th of July Safety Tips from the American Red Cross
Every year the American Red Cross outlines some common-sense tips to keep everyone safe from injury, fire, drowning, sun damage, and more on Independence Day. Follow these tips to have a safe and worry-free 4th of July.
Do You Need General Liability, Professional Liability, or Both?
If you have a business that provides certain types of services to clients, it may not be a question of whether you need general liability insurance or professional liability insurance. You might need both.
Prepare for the Storm: Hurricane Season Begins June 1st
South Carolina has not endured a single federally declared disaster since 2007; we are the only state with a clean record. With the 2013 Atlantic hurricane season beginning on June 1, however, only time will tell how long our streak will last. In times like these, forgetting the danger of natural disasters could leave us more vulnerable than ever.
What will the Affordable Care Act Of 2014 Mean for Employee Benefit Plans?
In 2010, the Affordable Care Act mandated a number of changes to health coverage here in the United States. The intent is to provide benefits for an increasing number of people at a more affordable price. There will be changes for both employees and employers in coverage offered through employee benefit plans.
Holiday Party Safety Tips
With Halloween coming up quickly the start of the holiday season is upon us. Cooking, decorating, and entertaining make the season fun for everyone, but in order to make sure that your home, your family, and your guests are safe during holiday parties, you must take steps to ensure that nothing goes wrong.