Auto accidents are the leading cause of death among Americans aged 15 – 19, according to the Centers for Disease Control. If you have a teen driver in your household, you know that for this reason insurers charge higher rates for teens than for any other group. In fact, according to the Insurance Information Institute, a teen driver can cause your automobile insurance rates to jump significantly—from 50% to even 100%.

Most of us find no pleasure in thinking about insurance, let alone reading through a policy contract. But as a homeowner, you need to take some time to familiarize yourself with your homeowner’s insurance policy so you know what is covered—and what is not. Waiting until something bad happens to find out you have insufficient coverage is too late.

South Carolina lawmakers are working on a bill to prohibit the implementation of the Affordable Care Act (ACA) in the state. The South Carolina Freedom of Health Care Protection Act (H3101) would prohibit state employees from participating in the health insurance marketplace, and would reimburse residents who face an IRS penalty for not complying with the ACA’s individual mandate.

Happy New Year from Tidwell Insurance Agency! The New Year is a great opportunity to conduct an annual insurance review with your Tidwell Insurance agent. You can make sure you have appropriate coverage in the wake of any changes that have occurred in your life during the past year, and we can help you make sure your coverage limits and deductibles are right for your needs. In addition, we can identify any additional discounts or savings opportunities that you may be eligible for.

Every year the American Red Cross outlines some common-sense tips to keep everyone safe from injury, fire, drowning, sun damage, and more on Independence Day. Follow these tips to have a safe and worry-free 4th of July.

Deep-fried turkeys have become increasingly popular for the Thanksgiving meal. Many people even consider them to be the “easier” way to prepare a turkey. But deep fryers also present a serious fire and burn danger for you and your home.

According to the National Highway Traffic Safety Administration (NHTSA), weather-related crashes account for a significant number of fatalities during the holiday travel season. Citing preparedness as the best way to avoid problems and stay safe, NHTSA provides a checklist for safe winter driving. If you encounter dangerous weather conditions at your holiday destination this season, make sure to follow these tips:

We can help you save money on your auto and home insurance with the following techniques and discounts.

August is a busy, crazy month for most parents. Not only are you frantically trying to prepare your child or children for the upcoming school year, but you are also adjusting to the yearly transition. It’s important to take a little time during the back-to-school rush to keep safety in mind.

They say that when it rains, it pours, and with flooding, the adage is true. No more than just a few inches of water can cause major destruction to your home or business. Flood insurance is not typically covered in the standard South Carolina homeowner’s or business insurance policy. Are you aware of your risk and the options available?