Contractors need to have business insurance in order to secure ongoing projects. In some states, it is not required by law, but business owners and homeowners are reluctant to hire contractors without coverage. General liability coverage will cover your contracting business for injuries or damage

After a summer of hackers on Yahoo!, DropBox, eHarmony and LinkedIn, consumers were racked by pre-holiday 2013 hacking of retailers like Target and Macy’s. These events exposed the private information of millions of users and consumers of these services and stores. Liability for losing employee or