Uninsured motorist (UM) coverage provides coverage if you are in an accident and the other driver is both legally responsible for the accident and is not insured. It is an addition to a standard auto insurance policy that is required in some states and optional in most others.
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4th of July Safety Tips from the American Red Cross
Every year the American Red Cross outlines some common-sense tips to keep everyone safe from injury, fire, drowning, sun damage, and more on Independence Day. Follow these tips to have a safe and worry-free 4th of July.
Do You Need General Liability, Professional Liability, or Both?
If you have a business that provides certain types of services to clients, it may not be a question of whether you need general liability insurance or professional liability insurance. You might need both.
Prepare for the Storm: Hurricane Season Begins June 1st
South Carolina has not endured a single federally declared disaster since 2007; we are the only state with a clean record. With the 2013 Atlantic hurricane season beginning on June 1, however, only time will tell how long our streak will last. In times like these, forgetting the danger of natural disasters could leave us more vulnerable than ever.
What will the Affordable Care Act Of 2014 Mean for Employee Benefit Plans?
In 2010, the Affordable Care Act mandated a number of changes to health coverage here in the United States. The intent is to provide benefits for an increasing number of people at a more affordable price. There will be changes for both employees and employers in coverage offered through employee benefit plans.
Holiday Party Safety Tips
With Halloween coming up quickly the start of the holiday season is upon us. Cooking, decorating, and entertaining make the season fun for everyone, but in order to make sure that your home, your family, and your guests are safe during holiday parties, you must take steps to ensure that nothing goes wrong.
What You Need to Know about Contractors Insurance
Contractors need to have business insurance in order to secure ongoing projects. In some states, it is not required by law, but business owners and homeowners are reluctant to hire contractors without coverage.
Stay Safe During Your Spring Vacation
Finally, getting ready to go on that spring vacation? Winter has not been very kind to us this year, so if you’re looking to get away for a few days and take a break, use these tips to stay safe and have peace of mind during your trip.
Does Your Company Need Cyber Liability Insurance?
After a summer of hackers on Yahoo!, DropBox, eHarmony, and LinkedIn, consumers were racked by pre-holiday 2013 hacking of retailers like Target and Macy’s. These events exposed the private information of millions of users and consumers of these services and stores.