Private and Group Health and Life Insurance

Lexington, SC, Independent Insurance Agency

Life insurance, health insurance and group plans are a significant area of specialty for Tidwell Agency. From our Lexington office, we work with individuals, families and businesses throughout South Carolina, including those in Columbia and Greenville-Spartanburg.

We encourage you to contact our Lexington office and arrange for a consultation and free health or life insurance quote.

Tailoring a Group Health Plan and Employee Benefits

Health insurance today is fraught with challenges, but we are here to help you face them and provide answers to your questions. We can help you with group health plan quotes, as well as private health plan quotes and a range of coverage options to meet your needs. If your business has chosen to offer a group health plan to your staff members, we can help. While you are not required to offer such a plan under state or federal regulations, doing so can ensure that your workforce has access to needed healthcare and medical assistance, which in turn will help them to maintain their health and well-being.

There are many factors to consider, such as what type of benefit plan you will offer, whether you need small group or large group coverage, and whether your plan will include COBRA coverage for eligible exiting employees. The Tidwell Agency staff is well-versed in each of these issues. When we sit down with you to design your employee health plan, we will first learn about your company and staffing. Then we will provide all the relevant information to help you make the most informed decisions. Finally, we will design a plan that is just right for your organizational needs.

Choosing a Quality Private Health Plan

If you do not have health coverage for yourself or your family through your employer, a private medical plan may be the answer. As an individual, you will find that a number of factors affect the kind of health plan you need. These include your age, health profile and anticipated health needs, such as whether you are expecting a child. At Tidwell Agency, we help you sort through the overwhelming array of choices regarding deductibles, needed benefits, and the risks you may face in your life and work. Through this process we can help you compare plans and options to find the right policy for your budget.

Finding the Right Life Insurance

Choosing the right life insurance policy may look like a walk through an endless maze, but we can help. Generally, there are three types of life insurance to evaluate: whole life, universal life and term life. All three types pay the beneficiaries upon the death of the insured, but whole life and universal life build cash value, which can be borrowed during your lifetime. 

Within each of these broad categories of insurance there are many options to consider. Evaluating these options and making the most sensible and educated decision is well worth your time. We will help you compare policies, rates and options to make a wise decision that will benefit you and your family for years to come.


Contact us through our online form
today, or call our insurance office in Lexington, SC, for quotes and immediate, personalized assistance.